An Etsy profit calculator works out what a sale actually leaves you after Etsy's fees and your own costs. On a typical print-on-demand order Etsy charges a $0.20 listing fee per item, a 6.5% transaction fee on the whole order total including the shipping you charge, payment processing of 3%–4% plus a flat fee set by your country, a regulatory operating fee in some markets, and 12%–15% more if the order is attributed to Offsite Ads. This free calculator applies all of them at your country's rates, subtracts your product and fulfilment costs, and then solves the question sellers actually have: the price you would need to charge to hit a 20%, 30% or 40% margin. It runs in your browser and needs no account.
Work out your profit
The sale
Your costs
You keep
$7.02
Margin
29.3%
Etsy takes
11.4%
| Order total | $24.00 |
|---|---|
| Listing fee | −$0.20 |
| Transaction fee (6.5%) | −$1.56 |
| Payment processing (3% + $0.25) | −$0.97 |
| Product cost | −$9.50 |
| Fulfilment / shipping cost | −$4.75 |
| Net profit | $7.02 |
What should I charge?
Holding your costs and everything ticked above, this is the item price each margin needs.
Rates checked against Etsy’s published schedule on 2026-08-11: $0.20 listing fee, 6.5% transaction fee on the order total including shipping, 3% + $0.25 payment processing. The listing fee and the $100 Offsite Ads cap are charged in USD whatever your shop currency, so outside the US they are treated at par here — near enough for a pricing decision, not a substitute for your Etsy statement. Fees change; check Etsy’s fee policy before you rely on a number. Nothing here is tax or accounting advice.
How to use it
- Set your shop's country — Payment processing is a percentage plus a flat fee, and both are set by the country your shop bills from — 3% + $0.25 in the United States, 4% + £0.20 in the United Kingdom. The regulatory operating fee, where your market has one, is applied from the same choice.
- Enter the sale — Item price, the shipping you charge the buyer, and quantity. Shipping matters because Etsy's 6.5% transaction fee applies to the whole order total, not just the item.
- Enter your costs — Product cost per item, fulfilment or shipping cost, and anything else per order. Picking a supplier and a blank from the two dropdowns fills both cost fields with indicative figures you can then edit.
- Tick what applies to this order — Offsite Ads, the 12% rate if your shop passed $10,000 in the last year, and currency conversion if you list in a different currency from your bank. Each one re-runs the arithmetic immediately.
- Read the fee breakdown, then the target prices — The table lists every fee and cost against the order total and ends at net profit. Below it, the same costs are solved backwards into the item price that would hit break-even and 20%, 30% and 40% margin.
The problem this solves
Etsy shows you revenue, not profit. The fees are individually small and collectively about 30% once Offsite Ads land, and they apply to different bases — some to the item, some to the order total including shipping, some flat per item. Work it out in your head and you will be out by enough to sell a loss-making design for eight months without noticing.
What it does
Every fee, at your country's rate
Listing, transaction, payment processing, Offsite Ads, regulatory operating fee and currency conversion, with the processing rate and flat fee set by your shop's country rather than assuming everyone sells from the United States.
The reverse question
Given your costs, it solves for the item price that hits break-even and 20%, 30% and 40% margin. That is the number that decides a price, and it is solved algebraically rather than by trial and error.
Offsite Ads modelled honestly
Tick it and see the same sale at half the profit. The 12% rate for shops over $10,000 in trailing revenue is a separate toggle, as is the $100 per-order cap.
Shipping counted where Etsy counts it
The transaction fee applies to shipping you charge the buyer, not just the item price. Charge $6 shipping and $0.39 of it is gone before anything ships.
Nothing leaves your browser
All arithmetic runs locally. No upload, no account, no numbers stored anywhere.
Where it lives in PSDmate
Free and open on this page. Inside PSDmate, Dashboard → Finances does the same arithmetic against your real orders — importing the fees Etsy actually charged you from your payment ledger, rather than the ones the schedule predicts.
Questions
How much does Etsy take per sale?
Roughly 11–13% of the order total on a normal sale: $0.20 listing fee, 6.5% transaction fee and payment processing of 3%–4% plus a flat fee. If the order is attributed to Offsite Ads, add 12% or 15%, which takes the total nearer 25–30%.
Does the transaction fee apply to shipping?
Yes. Etsy's 6.5% applies to the full order total — item price, shipping you charge, gift wrap and personalisation. This is the fee sellers most often forget when they price free shipping in.
Can I avoid the Offsite Ads fee?
Only below $10,000 in trailing twelve-month revenue, where you can opt out. Above it, participation is mandatory and permanent, though the rate drops from 15% to 12% and no single order is charged more than $100.
Why is the number different from my Etsy statement?
This applies Etsy's published schedule. Your statement reflects what was actually charged, including refunds, partial cancellations, VAT on fees and your specific market's rates. Treat this as a pricing tool, not a bookkeeping one — the accounting side of PSDmate imports your real ledger for that.
Is a 30% margin realistic for print-on-demand?
On a mid-priced item with no Offsite Ads attributed, yes. On the same item fully attributed, it usually is not without raising the price. Pricing so a fully-attributed order still clears your minimum is the safer habit.
Read more
- Etsy Fees Explained (2026)
- Print-on-Demand Profit Margins
- How to Price Etsy Listings
- PSDmate vs Printful Mockup Generator
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